Police say the Davenport woman took more than $28,000 from seven accounts and used several methods to move or withdraw the money.
BETTENDORF, Iowa — A 38-year-old credit union employee faces a series of theft and fraud charges after police accused her of taking more than $28,000 from seven customer accounts, six of which belonged to people who had died.
Amanda N. Tincher of Davenport was booked into the Scott County Jail on Oct. 9 following an investigation by Bettendorf police, according to jail records and court documents cited by local news organizations. Police allege Tincher took a total of $28,326.28 while working for IH Mississippi Valley Credit Union. The allegations include transactions involving cashier’s checks, electronic transfers and cash withdrawals. Tincher has been charged but has not been convicted, and the allegations remain subject to court proceedings.
The investigation began July 2 when the credit union’s risk and compliance director contacted Bettendorf police about what court records described as multiple suspicious transactions involving the account of a deceased member. Investigators said Tincher allegedly made withdrawals from that account, created cashier’s checks in her own name and transferred money to a Cash App account in her name.
Authorities said the alleged losses from that first account totaled $21,279.51. Police met with Tincher at the credit union on July 3 to ask about the transactions. According to court records cited by KWQC, Tincher reportedly told investigators, “It’s pretty clear what was done.” Authorities said she denied taking money from any other accounts at that time.
The credit union continued reviewing its records and later identified six additional accounts with similar transactions, according to police. Court documents showed that six of the seven accounts involved in the investigation belonged to people who were deceased. One account belonged to a living customer. Investigators allege the transactions across all seven accounts totaled $28,326.28.
Police also allege Tincher moved money from the account of the living customer into an account belonging to a deceased person after beneficiaries noticed that money was missing. Authorities said the transfer was intended to cover money previously taken from the deceased member’s account. Court records cited in news reports did not identify the customers or beneficiaries involved.
Tincher faces first-degree theft, ongoing criminal conduct involving unlawful activity, first-degree fraudulent practice, second-degree theft and second-degree fraudulent practice, according to court and jail records. She also faces multiple counts of third-degree theft and fraudulent practice, along with fifth-degree theft and fraudulent practice charges. Several of the allegations are felony offenses under Iowa law.
Scott County Jail records show Tincher was booked shortly after midnight Oct. 9 by the Bettendorf Police Department. She was released that afternoon through a bail bond. The jail record cautions that an arrest without a disposition is not an indication of guilt.
The case centers on alleged unauthorized access to accounts held by customers who could no longer personally identify suspicious activity because they had died. Police said the investigation expanded only after the credit union found additional transactions while reviewing Tincher’s activity. Available court reporting does not indicate how long the alleged transactions continued or when each of the affected account holders died.
IH Mississippi Valley Credit Union operates in the Quad Cities region and surrounding communities. The available reports identify Tincher as an employee but do not describe her specific job duties or the level of access associated with her position. The credit union’s decision to alert police in July triggered the criminal investigation that later led to her arrest.
No plea or final court determination had been reported as of Oct. 12. Tincher is scheduled for a preliminary hearing Oct. 16, according to local reporting. Prosecutors will have to prove the charges in court, and further details about the alleged transactions may emerge as the case proceeds.
Author note: Last updated October 12, 2026.